Spring Valley Airconditioning

RICHLAND & LEXINGTON: 803-788-0639

LUGOFF - ELGIN: 803-438-1052

RICHLAND & LEXINGTON: 803-788-0639

LUGOFF - ELGIN: 803-438-1052

HVAC Financing Options

Spring Valley Air Conditioning


Hands protecting a pink piggy bank

If you’re going through an HVAC installation or major repair, you’ve probably discovered it can cause sticker shock. When it comes to repairing or replacing your home’s comfort system, you could be looking at a thousand dollars. Or more.

Luckily, you have options. Here are a few of the ways you can finance your HVAC system without breaking the bank:

Personal Loans through a Trusted Bank

Many banks offer customers personal loans for a variety of reasons. We partner with Lendmark Financial Services to provide our clients with an affordable financing option.

The benefit of a personal loan is you can choose from a number of financing options to fit your budget. From the dollar amount to the term to interest rate, you’ll be able to make the choice that’s right for you. And the money can be used any way you see fit.

HVAC Financing

Unlike a personal loan, HVAC-specific financing is tied directly to your HVAC costs. Many companies offer in-house financing or partner with a lender familiar with the industry. It's another great option for customers to consider when it comes time to pay the bill.

Credit Cards and Home Equity Lines of Credit

If you have a 0% APR offer on one of your credit cards, and you can pay the balance off before the promotion expires, this can be an excellent way to help your short-term cash flow. Just be sure you're aware of the terms of the offer and make a payment plan that will zero the balance before the offer expires.

Similarly, home equity lines of credit can provide an affordable alternative. You're borrowing against the equity built up in your home at a low interest rate determined by your bank. Details vary from bank to bank, so check with your provider for more information.

Wondering Where to Go Next?

Now is the time to schedule your HVAC installation or repair. Contact us today!